Welcome to S.A.M Agency
We Can Help You Be Financially Free
Together We Can Make A Difference
What does financial freedom mean to you?
“The ability to do what you want, when you want, with who you want, for as long as you want, is priceless. It is the highest dividend money pays.” – quoted by Morgan Housel, the author of “The Psychology of Money: Timeless Lessons on Wealth, Greed and Happiness”.
We believe this is what financial freedom means. And we believe it’s also the state of life that everyone aspires for.
Achieving financial freedom requires a person to start building wealth as early as possible. The earlier we start, the easier and sooner we can achieve it. Building wealth requires us to realize that it’s important to plan ahead and start taking action to invest our money. It requires us to have a long-term view and practice delayed gratification to achieve the financial goals we want.
Many people realize the need to be financially free but are stuck with not knowing how to make it happen with high certainty. This is where we come into the picture and add value.
Whether you are seeking to build wealth for your comfortable retirement, children’s university funds, family emergency funds, optimizing the return of your existing investment, save taxes, as well as preserving your wealth, we have the RIGHT solutions for you!
We Believe
Our Vision
We are a team of licensed Unit Trust Consultants from the nation’s No. 1 Private Unit Trust Management Company, Public Mutual Berhad. We strongly believe that everyone can be financially free or achieve financial independence with proper guidance and financial education. Hence our vision is to be the nation’s trusted and preferred investment and wealth management team. We are dedicated and passionate in helping our fellow Malaysians achieve their financial and life goals.
Our Unique Services
Unit Trust Portfolio Review
This is a process of assessing and analyzing an individual’s investment portfolio which consists of various unit trust funds. The primary objective of this review is to ensure that your existing unit trust portfolio remains aligned with your investment goals, your ability to tolerate risk, and your financial objectives.
Goal Based Investment Planning
The goal-based investing strategy is designed to accomplish the individual’s financial decisions with specific life objectives and goals. This approach prioritizes the attainment of specific financial milestones such as the accumulation of sufficient retirement funds and/or children’s higher education funds within a defined time frame and does not focus solely on generating short-term returns on investment.
Investment Optimization & Wealth Management
This is also known as Investment portfolio asset allocation which is the process of constructing an investment portfolio that aims to produce the best possible balance between the acceptable risk and desirable return of an individual client. The main objective of this optimization strategy is to maximize the potential return and growth of the investments while minimizing the risks associated with the entire portfolio. Continuous and ongoing review and alignment will be necessary to make sure we are on track.
Our Proven Solutions
Action-Focused Financial Planning
We can analyze and plan all day but without taking action we are not going to reach our desired destination. The same applies to our financial status. Hence, we can attain our financial goals when we implement suitable solutions and products. Our proven solutions and products consist of the following:
Unit Trust Scheme (UTS) Investment
Private Retirement Scheme (PRS) Investment
EPF Members Investment Scheme (EPF-MIS)
Systematic Investment Plan (SIP)
Our Career Opportunity
We are recruiting talents
Unlock Your Potential and Build a Successful Business with Us in Public Mutual Bhd!
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Resources
See what we preach daily
Top Unit Trust Consultants 2023 (UTC Ranking)
Congratulations to Jean, Choong, and David for being the Persistent Top Producers for the whole of Jan - Dec 2023 under Unit Trust Consultant Ranking The best form of motivation is taking consistent action towards our Big Goal on a daily basis. The small steps every...
Top Unit Trust Consultants 2023 (Overall Producers)
Congratulations to Angel, Jervind, and Tian Foo for being the Gritty Top Producers for the whole of Jan - Dec 2023 under the Overall Producers Category The best form of motivation is taking consistent action towards our Big Goal on a daily basis. The small steps every...
Throwback to Public Mutual Sales Kick-Off 2023
Throwback to SKO 20232023 is nearing an end and it's time to look back and see how we have progressed in the past one year so that we get to reflect, reset, and restart. Now is never a better time to plan ahead of 2024. Firstly, accept that we have done our best with...
Luck and Action
"I've found that luck is quite predictable. If you want more luck, take more chances. Be more active. Show up more often" quoted by Mr. Brian Tracy. Sometimes we tend to overanalyze and delay in taking action. Instead of waiting for the perfect strategy or perfect...
The Importance of having a Written Will
We can't bring along our belongings to the after-world, hence it's important to have a Will written to protect our loved ones. From my personal experience, I lost my beloved father at the age of 20 when I had just graduated from my Diploma studies. My late father...
Warning!! RM 1 Million Needed For Retirement!
🤔 If we were to retire today, how much funds do we need to have for retirement?? 👴🏻🧑🏻🦳 📰🗞️The Star news article published on 23rd Sep 2022 waken us from our naive wonderland and forced us to do a reality check. You may check out the article here 👇🏼...
Start the EPF Members Investment Scheme (EPF-MIS) to boost our retirement fund
💰"RM 1,000,000 NEEDED FOR RETIREMENT!!! " 😳 - The Star - 23rd Sept 2022 (1) "ONLY 3% OF KWSP'S CONTRIBUTORS CAN AFFORD THEIR RETIREMENT!! says EPF 🤯😭." - The Star - 31st Oct 2021 (2) 😩 Do you feel overwhelmed and worried after seeing all this news?😰 Fret not. 😊 🤓 You...
Private Retirement Scheme (PRS) is a pillar for our retirement
💎 Private Retirement Scheme (PRS) is a Pillar for your Retirement👴🏻👵🏼 I would like to start with a story🗣️. 👴🏻Mr. A is 60 years old and was forced to retire because his company prefers to have a younger person handling his job. Plus with the advancement in...
The 6 Jars Money Management System
💎 "The way the universe works is if you manage your money, you will get more of it. But if you mismanage your money, you will not get any more." Wise words by Mr. T. Harv Eker and we couldn't agree more 💯 🗓️ When we receive our monthly income, have you ever thought...
Investing is like farming
💰 INVESTING IS LIKE FARMING 👨🏻🌾👩🏻🌾 🌱 A farmer who decided to grow some crop to make a living would start by working the ground, planting seeds, and cultivating it with patience and consistency. The harvesting will come at one point depending on the plants the farmer...
Frequently Asked Questions (FAQ)
Who are we?
We are a team of licensed Unit Trust & Private Retirement Scheme Consultants from Malaysia’s No. 1 Private Unit Trust Management Company, Public Mutual Berhad.
How long have we been in this industry?
We have been fully involved in the Unit Trust and Wealth Management Industry since 2010.
What do we offer?
Our primary services and solutions consists of:
- Investment Optimization Planning
- Retirement Planning
- Children’s Education Planning
- Short to Medium Term Investment Planning
- Life Goals Investment Planning
What specific product(s) do we offer?
The financial services & products we offer are:
1. Unit Trust Scheme (UTS) Investment
2. Private Retirement Scheme (PRS) Investment
3. EPF Members Investment Scheme (EPF-MIS)
4. Systematic Investment Plan (SIP)
How can I join your team?
😊 We are recruiting aspiring and qualified talents to join our team. If you are interested to join us as a Public Mutual Unit Trust Consultant, pls check to see if you fulfilled the requirements below:
- MALAYSIAN who is above 21 years old with at least 3 credits in SPM or with any higher educational certificates such as Diploma, Bachelor’s Degree, and above.
- Able and willing to be coached and mentored. At the same time committed to learning by attending our online & physical training & workshops.
- Able and willing to search & have face-to-face meetings with prospective clients to help them with investment services. This includes providing ongoing long-term client advisory & servicing.
✅ If you have answered “Yes” to ALL the 3 requirements above, Congratulations! Feel free to let us know by sending a text or calling us directly 😃 We’re more than happy to help you come on board!
Contact Us Today
+6016-484 1280