The Purpose of Investing

What is the purpose of investing your money?

There are many answers to this. Some may say it is to earn more money; Some say it’s for future needs; Some are for their children’s needs; Some for their old age and retirement, for financial freedom, for independence, for inflation hedging, and many more.

Yet, the purpose of investing can also be as simple as for the contingency or medical needs.

Last month, we managed to help our retired client to redeem her investment to fund her cataract surgery after she invested with us for the last 5 years (Aug 2019 to Jul 2024). This client invested RM 5,000 in our Unit Trust Fund A and when she redeemed her investment, it grew to RM 9,823 in which the fund gave an outstanding growth of 96.46% over 5 years! The annualised return is 14.46% based on our financial calculation!

Our client is now smiling broadly showing her teeth and no eyes !

The common misconception we come across is that some people think that to start any investment, they need to have a lot to invest, and that’s why they keep postponing it. But actually, EVERYONE can start investing based on their affordability. We can start investing 5% of our monthly take-home salary into a reputable Unit Trust fund and let it grow over time. Alternatively, we can also invest a portion of our bonuses and allowance whenever we receive it from our company or business. It all depends on our planning and affordability. And it’s just that simple.

Sometimes we also come across some potential clients who are very sensitive to the sales charges of our unit trust funds. They feel that it’s too high. Actually, they forgot to see the value we are capable of creating for them. They forgot to see that they are receiving the service of a group of professional fund management team and consultant who are dedicated to investing, supervising, reviewing, and growing their hard-earned money so that they can fund for their future needs, goals, and dreams.

Just look at this real kisah benar above where we managed to help this retiree to almost double her cash for her medical needs. I can still remember that she hesitated to invest when I proposed to her 5 years ago when I met her during one of our regular roadshow sessions at a mall, she just invested because she trusted me and our company, and now she is happy with the result.

Disclaimer:

The past performance of any investment should be viewed as a guide and does not represent or be viewed as the forecast of the future return.
This post is shared based on one of our client’s real story. It doesn’t represent the results from all of our clients. Hence, it should not be taken as an advertisement on any of our funds product.
This sharing is meant to be an inspiration to those who have yet to investing as well as to serve as an assurance for those who have invested. It is not our intention to use this sharing as a way to entice, mislead, predict the market, or solicit business.

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